FAQs about Mexico auto insurance
Why Buy Mexico auto insurance?Can I purchase Mexico insurance on a daily basis?
What information do I need to purchase a Mexico car insurance policy?
What Mexico insurance do I need to be best protected?
What is Legal Aid coverage?
Do I need to have the Mexico auto insurance policy in my possession while traveling to Mexico?
Can I obtain my temporary vehicle permit online?
Can I take firearms into Mexico?
Why Buy Mexico auto insurance?
U.S./Canadian insurance policies are not valid in Mexico. Mexico law requires that you purchase insurance through an authorized Mexican Insurance Company and show proof of financial responsibility in the event of an accident. (back to list)
Can I purchase Mexico insurance on a daily basis?
Mexico auto insurance can be purchased on a daily basis, with discounts for 6 month and 1 year terms.
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What information do I need to purchase a Mexico car insurance policy?
You will need the following for completing your Mexico insurance purchase.
a. Dates you will be travelling in Mexico
b. Registration to obtain the information below:
- Make, Model and Year
- VIN and License Plates
- Book Value (Actual Cash Value)
- Lienholder if applicable – Gap Coverage available if amount owed is greater than ACV
d. US Insurance Carrier
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What Mexico insurance do I need to be best protected?
Mexico auto insurance is a specified perils policy, that is only those coverages specified on the policy declarations page are included for coverage. This is very different from the typical US policy. Mexican policy coverages may include Collision, Total Theft of the entire vehicle, Bodily Injury Liability, Property Damage Liability, Medical Payments, Legal Assistance, Road Assistance, etc. (back to list)
What is Legal Aid coverage?
Legal aid furnishes you with an Attorney to represent you in case of an auto accident, which is considered a felony in Mexico. Without this coverage, you could be detained by the authorities, your vehicle impounded, and you could be fined for damages to the public right of way. Legal Aid provides a simple yet cost effective way to negotiate with the authorities on your behalf. (back to list)
Do I need to have the Mexico auto insurance policy in my possession while traveling to Mexico?
Definitely YES! If you do have a claim in Mexico you must show proof that you have a policy in force at the time of the accident. (back to list)
Can I obtain my temporary vehicle permit online?
Temporary vehicle permits, including the "Only Sonora", RV and boat permits can be obtained at the Banjercito web site. www.banjercito.com.mx (back to list)
Can I take firearms into Mexico?
Mexico has very strict gun control laws. It is considered a felony with mandatory jail time to be in possession of any firearm or ammunition. If you are planning a hunting trip your OUTFITTER will arrange the necessary documentation to temporarily import your firearms. DO NOT cross the border without yours firearms permit issued by the Mexican Consulate. (back to list)